Cipriano Echavarria

Bro, let me put you onto Cipriano Echavarria – this dude is the real deal. So, he’s only 26 but already crushed it big time. He’s the CEO and co-founder of Palomma, a hot YC startup from W23. These guys are all about AI agents for property managers and real estate devs in Latin America, trying to totally shake up how real estate works down there. Think frictionless payments, no bullshit fees – basically making it way easier and cheaper to do business.

But here’s where it gets interesting. Cipriano’s story isn’t just some random guy starting a company. Nah, he’s been around the block. He worked at Nubank, which is basically the biggest digital bank in Latin America. That’s where he saw firsthand how much online merchants struggle with payment fees and the bullshit around it. Before that, he was at big names like Morgan Stanley and JP Morgan – so he’s got that finance background, knows the game inside out.

He studied economics at a top uni, so he’s got that solid academic base. But what’s crazy is how he jumped from Wall Street to the startup world. It’s like he saw the real pain points in finance and payments, and instead of just talking about it, he jumped into building something to fix it. That drive? That’s what makes him stand out.

Joining YC’s W23 batch was a big step. It’s like he’s been on this relentless grind to turn his ideas into something that can actually change lives, especially in Latin America where the market’s huge but underserved. And from what I can tell, he’s not just building for the sake of it – he genuinely wants to solve real problems, make payments cheaper, and make real estate more fast.

Bottom line? Cipriano’s a young gun with a serious vision, a mix of deep finance chops and a hunger to shake things up. He’s proof that if you see a problem, jump into it headfirst. No Cap, this guy’s gonna be one to watch.