Shams Radjabaly

Yo, so let me tell you about Shams Radjabaly. Dude’s the real deal in the fintech game. He’s a co-founder and CEO of Moneco, this sick neobank that just got picked up by Y Combinator in their S22 batch. That’s like, the top of the top for startups, especially in tech and finance. No cap.

But here’s where it gets even more interesting. Shams wasn’t always just some tech kid. He’s got solid creds from working at big names like The Boston Consulting Group and Société Générale’s Investment Banking. So he’s been deep in the trenches of finance and strategy before jumping into startups. That’s a huge plus because he’s seen the industry from both the corporate side and startup hustle.

Now, what’s cool is that he’s all about solving real problems for people. Moneco focuses on financial services and remittance solutions, especially for Africans living in Europe. Think about that-he’s tackling a problem that’s huge but still kinda underserved. Connecting Africans in Europe with their money, making it easier and cheaper to send cash home. That’s not just some random app; that’s real impact. And he did all this after jumping into YC’s summer 2022 batch, which is no joke. It’s a big vote of confidence that he’s onto something legit.

Shams was born in Madagascar but is based in France now, which is kinda fitting. His background probably fuels his motivation-seeing firsthand how tough it can be for folks to manage money across borders. That drive to help his community is what pushes him. He co-founded Moneco with Bilal Dahlab and Kuassi Jimmy Kumako, so it’s a team effort. But make no mistake-he’s leading the charge, the guy with the vision.

What does all this say about him? It’s simple-he’s someone who jumped from big finance to building something that matters. He’s not just chasing the next big payday; he’s about fixing real issues, making a difference for millions of Africans in Europe. That takes guts, vision, and a deep understanding of both tech and finance. And honestly, his process shows that starting something isn’t just about the tech or the money-it’s about understanding a problem, having the hustle to solve it, and not being afraid to bet on yourself.

So yeah, Shams Radjabaly is a guy to watch. He’s crushing it in fintech, driven by purpose, and proving that if you see a gap, you jump in and do something about it. That’s the kind of founder who’s gonna change the game.