Dekha Anggareska

Meet the absolute unit that is Dekha Anggareska, straight up the real deal in fintech. This guy’s a total tech nerd turned startup legend. He’s the co-founder and CTO of CrediBook, a Jakarta-based fintech that’s seriously changing the game for MSMEs by digitizing their supply chain and bookkeeping. Think about it, most small businesses in Indonesia still do shit manually, right? Dekha’s here to fix that mess, and he’s crushing it.

So, here’s the backstory. Dekha’s from West Java, and he studied Informatics Engineering at Institut Teknologi Bandung, one of the top schools in Indonesia. That was back in 2010-2014, so he’s been deep in tech for a minute. Before jumping into startups, he did the usual grind, Network Admin, Web Dev, Software Engineer, all those roles that build the foundation for someone who really understands how things tick under the hood.

But what’s really cool is his process before CrediBook. He co-founded Rulo Indonesia and FMCG Port, taking on engineering leadership roles. That’s where he learned how to build stuff from scratch and lead teams. It’s clear he’s got the hustle, not just chasing the shiny tech, but actually building products that matter. You can tell he’s motivated by solving real problems, not just chasing VC dollars.

Then, in 2020, he jumped into the startup scene big time by co-founding CrediBook with Gabriel Frans and Christian Lie. They saw a massive problem in Indonesia’s MSME world, these small businesses are the backbone of the economy but totally underserved by tech. Dekha and the team built a platform that’s making it easier for them to manage their finances, which is a huge deal.

And get this, CrediBook was part of Y Combinator’s W22 batch. That’s a huge badge of honor. It means they crushed it on the global stage and got access to some of the best mentorship and funding out there. They’ve already raised $9.6 million over a couple of rounds, so clearly investors see the possible.

Dekha’s process isn’t just about tech or money, it’s about making a real impact. You can feel his motivation in how he’s trying to enable Indonesia’s small biz owners, helping them go digital and level up. It’s like he’s on a mission to change the way the local economy works, one line of code at a time.

Bottom line? Dekha Anggareska is a next-gen tech leader who’s all about solving big, real-world problems with tech. His story is about grit, vision, and actually caring about making things better for his community. No bullshit, just a guy who’s built his skills, jumped into the deep end, and is now making waves globally. That’s why he’s so important.