Achievements
- Nirali Zaveri is Y Combinator W21 alum and founder of Friz
- Previously worked at Mastercard on payments for small businesses and filed patents on payment authentication and credit profiling
- Co-founded Friz in 2020, incubated at SMU IIE's Business Innovations Generator
- Secured pre-seed funding from Y Combinator and other investors
- Led Friz through a major pivot from a freelancer neobank to an AI social media manager for DTC brands
- Based in Singapore, passionate about financial inclusion and entrepreneurship
About Nirali Zaveri
Here’s some fire content about Nirali Zaveri, this girl is the real deal. She’s a YC W21 alum and the brain behind Friz, a fintech startup that’s been shaking up how freelancers in Southeast Asia handle their money. But her story’s way more than just another startup founder.
Nirali’s background is in payments, she used to crush it at Mastercard working on credit cards for small businesses. She even filed patents on payment authentication and credit profiling. So, she’s got that deep fintech juice, knows how to move money, and understands the pain points of small biz and freelancers. Then, she jumped into the startup world and co-founded Friz in 2020, right around when everyone was locked down and the gig economy was booming. The goal? Build a financial system for freelancers, who often get the shaft when it comes to banking and credit.
What’s crazy is, she was incubated at SMU IIE’s Business Innovations Generator, got pre-seed funding from Y Combinator, holy shit, that’s no small feat, and other big-name investors. She’s been totally locked in on solving real problems for the future of work, especially in markets like Southeast Asia where fintech is still changing.
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Talk to herBut here’s where it gets interesting, Friz did a total 180. It started as a neobank for freelancers, then pivoted hard into this AI social media manager for DTC brands. Nirali just kept leading the charge, staying CEO through all the shifts. That’s because she’s all about solving the right problems, no matter what’s thrown her way.
She’s based in Singapore, super passionate about financial inclusion and entrepreneurship. You can tell she’s driven by a desire to actually make a difference, not just chase the future trend. Her process screams that she’s all about building stuff that matters, that actually changes lives. She’s the kind of founder who’s not afraid to jump into the deep end, pivot when needed, and keep pushing forward.
So yeah, Nirali Zaveri? She’s a startup warrior who’s been through the trenches, knows fintech inside out, and is constantly changing her mission. She’s proof that if you care about solving real shit and are willing to adapt, you can build something pretty damn effective.

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