Achievements
- Founded Bits in 2019, helping 350, 000+ in UK & US improve credit scores
- Passed Y Combinator's S20 batch in 2020, a top-tier startup accelerator
- Built digital store & credit cards that empower underserved communities
- Founded Paysnapp, acquired by VFD Bank, targeting low-income migrant workers
- Held roles at American Express, Paysafe, Lazada, gaining deep product & finance expertise
You should know Faisal Khalid
Meet the absolute unit that is Faisal Khalid, this dude is the real deal in fintech. He’s the founder of Bits, a London-based company that’s all about helping people level up their credit scores, especially those who need it the most. Basically, he built a digital store card and credit card that’s been a big change for over 350,000 folks in the UK and US. That’s not small fry, that’s making a real difference for everyday people trying to get ahead.
Faisal jumped into the startup world back in 2019, and by Summer 2020, he was in Y Combinator’s S20 batch, one of the top accelerators in the game. That’s a huge badge of honor, showing he’s got what it takes to build something legit. And he’s not just some random founder; he’s got a serious background in finance and tech. Before Bits, he kicked off his process with Paysnapp, a money transfer service aimed at low-income migrant workers, which got acquired by VFD Bank. That move totally shows his hustle and his focus on underserved markets.
He’s worked at some big names too, American Express, Paysafe, Lazada, roles that gave him the inside scoop on product ops and management, plus a taste of e-commerce and finance. He’s also been an advisor to CEOs at Abu Dhabi Family Office and dabbled in private equity with Istithmar. Basically, Faisal’s been around the block, learning the ins and outs of finance, tech, and startups, and that’s what fuels his drive to build stuff that actually helps people.
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Talk to herHis education’s no joke either, Harvard undergrad in Econ, CFA Charter, and an MBA from Northwestern’s Kellogg. The guy’s got brains, but what’s crazy is how he’s using all that to actually make an impact, not just chase the next big paycheck. He’s based in London now, but his work touches people across the pond.
Bottom line: Faisal’s story is about taking all his experience, his hustle, and his passion for fixing real problems, then jumping into the startup world and crushing it. He’s proof that if you care enough, you can build something that changes lives, no bullshit. That’s why he’s so important.

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