Achievements
- Co-founded R2, a Y Combinator-backed fintech startup in 2020, powering SMB lending in Latin America
- R2 financed over 50, 000 SMBs, working with platforms like Uber, Rappi, and PayU
- Built the tech infrastructure that enables embedded lending for Latin America's underserved SMB market
- Helped SMBs in Central America access growth capital, addressing a major funding gap in the region
- Holds an MBA and is pursuing grad studies in computer science and machine learning at UPenn
- Experienced in data science, programming (Python, JavaScript), analytics, and venture capital
This is Roger Teran
Yo, have you heard about Roger Teran? Dude’s a total big change in Latin America’s fintech scene. He’s one of those founders who jumped into the deep end early and crushed it.
So, Roger’s from El Salvador, pretty humble beginnings, but he always had that tech bug. Started messing around with data science, working with high-growth companies, and really getting the hang of how data can transform businesses. I mean, the guy’s got skills in Python, JavaScript, analytics, you name it. Plus, he’s chasing an MBA and even doing grad work in computer science and machine learning at UPenn. Dude’s serious about staying ahead of the tech curve.
Back in 2020, he co-founded R2 in Mexico City, a Y Combinator W21 batch, so you know they’re legit. R2’s basically the backbone for SMB lending in Latin America, powering giants like Uber, Rappi, and PayU. They’ve financed over 50,000 small businesses, that’s a huge deal when you think about how underserved this market is. R2 provides embedded lending infrastructure, meaning they help platforms give quick, easy capital to small biz owners, fueling growth and making a real impact.
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Talk to herBefore all this, Roger was helping SMBs in Central America get the capital they needed to grow. That’s where his motivation stems from, he saw firsthand how tough it is for small businesses to access funding, especially in Latin America. He wanted to fix that, to build the tech that could make capital flow easier. That’s what drove him to start R2, building the tech infrastructure that lets big platforms do what they do best, but also empowering the little guys.
He’s not just a founder; he’s an angel investor too, always looking for the future trend in Latin America. His process shows he’s all about solving real problems with tech, not just chasing the hype. He’s got a mix of technical chops, business smarts, and a genuine desire to make an impact.
Long story short? Roger Teran is the real deal. He’s building the future of fintech in Latin America, making it easier for SMBs to thrive, and proving that with the right tech and hustle, you can change an entire region. No cap, this guy’s just getting started, and you better keep an eye on him.

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