Achievements
- Co-founded Flux, a Y Combinator S19 fintech revolutionizing alternative payments including BNPL
- Led multiple roles: Co-founder at Flux, Innovation Director at PagaTodo, CTO at PagaTodo Mobile, CEO at DextraMedia, Co-founder at IA Interactive
- Built innovative payment infrastructure enabling smarter, flexible digital payments for merchants and consumers
- Recognized for results-driven leadership, mentorship, and negotiation skills in fintech and tech startups
- Studied at Y Combinator, MIT Sloan, Babson, and Instituto Tecnológico de Morelia, fueling his innovative mindset
- Passionate about transforming digital payments and making tech accessible and scalable worldwide
We love Fernando de la Torre
Yo, you gotta hear about Fernando de la Torre. This guy’s the real deal in the fintech world, and I swear, his story is one of those “dude crushed it” kinda stories. So, he’s Mexican, super tech-savvy, and he’s been jumping into startups and tech companies for a minute now. His process’s all about building shit that actually moves the needle, especially in payments and digital finance.
He’s part of YC S19, that’s the big one, where startups go to blow up. Before that, he’s done a bunch of stuff: Flux, PagaTodo, DextraMedia, Guesthouse Network, IA Interactive, TechBA, dude’s been everywhere, wearing different hats. But the highlight? Co-founding Flux, which is a fintech that’s trying to change the game with a payment network for alternative payments, including BNPL, you know, buy now pay later. Basically, he’s creating the infrastructure so merchants and consumers can do more flexible, smarter payments. That’s the kind of stuff that’s gonna be huge.
What’s really cool? Fernando isn’t just throwing code or ideas out there. He’s been a leader, co-founder, CTO, CEO, innovation director, always pushing to turn ideas into real products that actually work. He’s got mad skills in tech adoption, flexible, cloud architecture, security, UX, you name it. And he’s all about results, leadership, mentorship, negotiation. No bullshit, just making shit happen.
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Talk to herBut what drives him? It’s clear he’s super passionate about tech and how it intersects with marketing and payments. He’s got a bi-cultural background, Mexico and the world, and that probably fuels his desire to build stuff that’s accessible, original, and scales. He studied at some heavy places like MIT Sloan, Babson, and even went through Y Combinator, that’s the startup bootcamp where the best go to get funded and scale fast.
Basically, Fernando’s process says a lot about who he is. He’s not afraid to jump into the deep end, learn, lead, and disrupt. His experience shows he’s motivated by making real impact, not just chasing fame or cash. He’s about building the future of digital payments, making things easier and smarter for everyday people. And honestly, that’s what makes him so important, he’s not just riding the wave, he’s creating it.
TL;DR: Fernando de la Torre is a Mexican tech guy who’s been around the block. He co-founded Flux, a fintech innovator backed by YC, and is all about revolutionizing payments with smarter, more flexible solutions. His leadership, hustle, and vision make him a key player in fintech, and he’s only just getting started.

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