Jose Palacios

Facts, let me break it down about Jose Palacios. This guy’s the real deal in the Latin American fintech scene. He’s a YC S22 alum, which already means he crushed it in the startup game. But what’s crazy is his process-it’s all about jumping into the deep end and building shit that actually matters.

Jose started out as a Data Scientist at Cabify, optimizing prices across markets, so he’s been in the trenches of tech and finance from early on. Then he moved to Easy Taxi, leading teams and creating tools for taxis – basically making transportation smoother. He’s always been about using tech to solve real-world problems.

But the big move? Kashin. Co-founded in 2020 with Christophe Robilliard, it’s a fintech platform targeting the underbanked micro-entrepreneurs in Latin America-those folks who get ignored by traditional banks. Jose’s the CTO there, building the lending infrastructure with TypeScript and Rust. That’s some high-level stuff, making sure the tech is solid enough to give credit to people who need it most but are often left out.

Before Kashin, Jose was CTO at Ligo.pe, where he led tech adoption and reworked banking architecture. Dude’s been on the frontlines of fintech innovation, always pushing the boundaries. And he’s got an entrepreneurial streak-created a multiplayer game called munera.io for fun. The guy’s not just about startups; he loves building cool shit and having an effect.

He studied Systems and Computation Engineering at Universidad Católica Santo Toribio de Mogrovejo, so he’s got the technical chops. Participated in YC’s founder program, which is a big badge of honor-means he’s got that startup hustle and knows how to scale.

What’s dope about Jose? It’s that his whole career screams one thing: he’s driven by real impact. He saw how a lot of Latin America’s micro-entrepreneurs get shafted by traditional finance, and he decided to do something about it. Kashin’s his way of building a bridge-using tech to give these folks access to credit and financial products they desperately need.

He’s based in Lima but works with a remote team across Latin America. The guy’s got that startup grit-tech skills, hustle, a clear mission, and the guts to jump into the unknown. No bullshit. Just a dude who saw a problem, jumped into tech, and built a solution that could actually change lives.

That’s Jose Palacios. A tech founder who’s not just building for the sake of it but genuinely trying to shake up Latin America’s financial scene. The kind of guy who’s gonna be around for a while, making big moves.