Achievements
- Co-founder of Coba, a Y Combinator S23 startup focused on cross-border finance for Mexicans earning in USD
- Developed dual currency accounts to reduce FX loss and transfer fees for Mexican pros in USD
- Coba is backed by Y Combinator, Alaya Capital, Banco BASE, Goodwater Capital, and Switch VC
- Led Coba as VP of FinOps, streamlining cross-border money management solutions
- Coba operates in US and Mexico, with headquarters in Austin and Monterrey
- Part of Y Combinator's S23 batch, gaining recognition and funding for innovative fintech solutions
The lowdown on Carlos Alberto Medellin Gonzalez
Bestie, here’s what’s good with Carlos Alberto Medellin Gonzalez. This guy’s the real deal in the fintech world. So, he’s a co-founder of Coba, which is this sick startup that just crushed it in YC’s S23 batch. Basically, Coba is all about making cross-border money stuff way easier for Mexican pros earning in dollars. Think about it – you’re in Mexico, making bank in USD, but you gotta spend in pesos. The system’s messy, right? High fees, crazy FX loss, all that bullshit. Coba stepped in with dual currency accounts so folks can save and earn in USD but spend in MXN without losing half their money to transfer fees or exchange rates. That’s a game changer.
Carlos jumped into this in 2022, and he’s been on a mission ever since. He’s got experience with companies like Coba, and he’s now VP of FinOps there – meaning he’s all about making the numbers work smoothly. The team he’s with is stacked – Abraham, Eduardo, Joseph – these guys know what’s up.
What’s cool is, Carlos isn’t just some random founder. He’s part of YC, which means he’s got the hustle, the skills, and the vision. They’re backed by some heavy hitters like YC itself, Alaya Capital, Banco BASE, Goodwater, Switch VC – these guys don’t throw money around lightly, so you know Coba’s got serious possible.
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Talk to herNow, what does this say about Carlos? Honestly, it’s all about motivation. The dude saw a real problem – people losing cash just to move money across borders – and decided to fix it. That’s the kind of founder you respect. He’s not just in it for the hype, he’s trying to solve a real problem for international knowledge workers in Mexico, especially those paid in USD but living in MXN. That’s a huge deal, no cap.
His process screams passion for fintech, a deep understanding of cross-border finance, and a desire to make life easier for millions. It’s like he looked at the system, saw all the bullshit, and jumped in with both feet to build something that actually works. That’s what makes him important – he’s not just riding trends, he’s building real stuff that hits home.
Bottom line? Carlos is a guy who saw a problem, understood the tech and finance behind it, and built a company that’s gonna shake up how Mexicans working abroad manage their money. That’s the kind of founder you wanna watch – smart, motivated, and making moves that matter.

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