Carlos Treviño

Carlos Treviño

Y Combinator Logo Batch: W21

Achievements

  • Co-founded Fractional, a Y Combinator W21 fintech startup focused on democratizing property co-ownership
  • Raised $5.5 million in seed funding for Fractional
  • Secured an additional $15 million in funding for Fractional by Nov 2024
  • Formerly worked at Affirm, a major buy now, pay later company
  • Shared background in real estate with co-founder Stella Han, inspiring Fractional's mission
  • Based in San Francisco, actively transforming real estate investment accessibility

Have you met Carlos Treviño

Listen up about Carlos Treviño. This guy’s the real deal in the fintech world, super passionate about shaking up how we do real estate investments. He’s part of that cool YC Batch W21, you know, those startups that are actually changing the game.

So, Carlos’s process started in the world of big finance, having worked at Affirm, yeah, that massive buy now, pay later company. Him and Stella Han, his co-founder at Fractional, they both came from solid backgrounds in real estate families, which honestly, gives him that edge. It’s like he’s got this insider knowledge, but he’s not just playing it safe, he’s jumping into the deep end with something totally new.

Together, Carlos and Stella bonded over their shared roots in real estate, and that’s what sparked Fractional. Think about it: a fintech startup that’s trying to democratize property co-ownership, letting everyday folks jump into real estate investments that used to be only for the billionaires. That’s some advanced thinking. They launched in 2021, and man, they crushed it fast, raising $5.5 million in seed funding and then another $15 million later on. That’s no joke.

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What’s crazy is, Carlos isn’t just doing this for a quick buck. You can tell he’s genuinely motivated by making real estate more accessible, empowering people who normally get shut out. His background, his experience at Affirm, that shared love for real estate, all points to someone who’s deeply committed to changing the status quo. He saw how traditional investments are locked up, and he jumped in to make a difference.

Now he’s based out in SF, the startup capital, working on something that could totally flip the script on property ownership. Basically, Carlos isn’t just another entrepreneur chasing shiny new tech. He’s got a mission, rooted in his personal history, to build something that matters. That’s what makes him stand out, a guy who’s not afraid to challenge big systems, backed by solid experience and a clear vision.

Long story short, Carlos Treviño is a guy who took his background, his passion, and his hustle, and turned it into a startup that’s actually changing how people invest in real estate. No cap.

Founder ID: 104389

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