Malcolm-Wiley Floyd

Yo, have you heard about Malcolm-Wiley Floyd? Dude’s the real deal in the fintech world. He’s a Harvard guy, straight up, got his econ degree there, and he’s been grinding ever since. Started out as a business analyst at McKinsey, then moved through a bunch of roles at cool startups like Catalant and B12. Basically, he’s been in the trenches, learning the ropes, building stuff, and figuring out how to make business work.

But what’s crazy is, he didn’t just stay in consulting or corporate shit. Nah, Malcolm jumped into the startup game hard. He founded Swayed Technologies back in 2017, that was his first shot at leading something, and then he hopped into the VC scene as a Founder in Residence at Antler. That’s where he got to see startup magic from the inside, meet founders, and really understand what it takes to build something from nothing. The guy’s got that entrepreneurial hunger baked into him.

Then, in 2021, he co-founded Stairs Financial with his buddy Scott Fritz, another Harvard alum. That’s when he really hit his stride, building a fintech platform aimed at helping young Americans buy their first homes. Like, this dude saw a real problem, lots of first-time buyers get totally screwed over by the system, and he decided to fix it. Now, he’s not just talking about it. He raised $3.5M for it, got into Y Combinator’s winter batch, and is out here crushing it, connecting people to government grants, loans, and tax breaks so they can actually afford to buy a house. That’s a big change.

What I love about Malcolm is, his process screams passion for making a real impact. He’s been through the startup grind, learned what doesn’t work, and then focused on something that hits close to home, helping regular folks get a shot at homeownership. You can tell he’s motivated by more than just money; it’s about creating solutions that matter, breaking down barriers, and genuinely making a difference.

So, long story short, Malcolm-Wiley Floyd isn’t just another tech guy. He’s a legit entrepreneur who’s been around the block, learned the game, and now he’s using all that hustle and smarts to change lives, one home at a time. No Cap.