Naz Malik

Okay, so here’s the story on Naz Malik, the guy’s a straight-up legend in the UK startup scene. So, he’s a YC alum from S21, which is already a big deal. But what’s really cool is his process, it’s all about solving real problems and jumping into the chaos to make shit better.

Naz started out working as an engineer at Monzo Bank, right? Big name in the UK fintech world. He’s not just coding for fun; he was in the trenches, building stuff, learning what really sucks about payroll and HR tech. And here’s the kicker, he and his co-founders saw firsthand how broken payroll services are when you’re trying to scale a fast-growing company like Monzo. That problem? That’s what lit the fire under him.

Fast forward, he co-founded Onfolk in 2020, a UK-based payroll and HR platform. Think Gusto but for the UK, super focused on fixing those headaches that startups and SMBs face every day. And no surprise, they crushed it. They got into YC’s Summer 2021 batch, which is basically the startup Olympics. That’s where they really started gaining momentum.

And here’s the wild part, Onfolk got snapped up by Tide, one of the biggest fintech names in the UK, focused on helping small businesses thrive. Naz played a key role in the transition, proving he’s not just about building startups but also about making big moves and sinking into the bigger fintech scene.

What does this all say about him? Well, he’s got that entrepreneurial grit. Dude’s been in the trenches, understands the pain points, and jumps into solving them headfirst. He’s motivated by real problems, not bullshit buzzwords, and he’s got the hustle to turn ideas into real, effective products. Plus, he’s super active on socials, dropping insights on company building and people management, so he’s not just about tech, he gets that startups are about community and culture too.

Bottom line, Naz Malik is one of those founders who saw a problem, jumped in, and made something that actually matters. His story is all about hustle, solving real problems, and making moves that matter in the fintech world. No Cap, this guy’s just getting started.