Philip Kelvin

Yo, so let me tell you about Philip Kelvin – this guy’s a straight-up mover in the fintech world. He’s a YC S22 alum, which is already a big deal, right? But what really sets him apart is his process and what he’s building now.

Started out in the finance trenches, doing the whole Rothschild and Bain & Co thing – basically learning how big money works and how to solve complex problems. But he didn’t stop there. He jumped into startups, first as CFO at Trussle, a digital mortgage broker. This was during crazy times – COVID hits, the housing market’s all over the place – and he crushed it, navigating the ship through that chaos. Then, Trussle gets bought by Better, and he’s already thinking bigger.

He’s not the type to settle, though. After that, he moved to San Francisco, soaked up the startup energy, and then co-founded Tranch with Beau Allison. And man, Tranch is the real deal – a B2B BNPL platform, but instead of selling to consumers, they’re all about helping SaaS companies and other B2B guys manage their cash flow. They raised over $100 million in seed funding and debt – holy shit, that’s no joke. Backed by heavy hitters like Soma Capital, FoundersX, and Clear Haven, plus Y Combinator – the stamp of approval from the best in the game.

What this says about Philip? He’s got serious hustle, no bullshit attitude, and a real eye for solving pain points in finance. His background in banking and consulting gives him a deep understanding of money and markets, but he’s also got the guts to jump into the startup scene and build something new. He’s not just chasing the shiny tech – he’s solving real problems for businesses, making their cash flow smoother, their payments smarter.

Bottom line: Philip Kelvin is that rare combo of finance geek and startup builder. He’s driven by a desire to fix how businesses handle money, and he’s doing it with a bold, no-nonsense vibe. Keep an eye on him – he’s already making waves, and I got a feeling he’s just getting started.