Achievements
- Y Combinator W20 alum
- Founded Spenny, an Acorns-like fintech for India, now a 100 crore startup
- Built and led a successful fintech company in his 20s
- Founded Recopro, a clean-tech startup
- Worked in investment banking and management at JP Morgan and KPMG
- Graduated from BITS Pilani with a degree in Electronics and Instrumentation
All about Rathin Shah
Yo, so let me tell you about Rathin Shah – this guy is the real deal. Dude’s a YC W20 alum and the mastermind behind Spenny, a fintech startup that’s basically making investing stupid simple for Indian millennials. Think of it like Acorns but for India, it rounds up your digital transactions and throws that spare change into diversified portfolios. Holy shit, that’s smart.
But this guy didn’t just jump into startups outta nowhere. Nah, he’s got a solid tech and finance background. Before he co-founded Spenny, Rathin was running around in the trenches at JPMorgan and KPMG, doing investment banking and management. That’s where he learned the game, saw the gaps, and decided to jump into entrepreneurship to fix some shit. He’s also the founder of Recopro, a clean-tech startup, so he’s been in the trenches with different kinds of tech before settling into fintech.
What’s crazy is, he’s only in his 20s and already built a 100 crore startup, no cap. That tells you he’s got hustle, vision, and a big brain. He’s super passionate about startups, business, and just making shit happen. You see him in interviews and podcasts talking about his process, and you can tell he’s all in, no bullshit, just pure grind.
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Talk to herHis story is about more than just making money. It’s about leveraging experience, jumping into the deep end, and building something that actually matters. He’s proof that if you’re driven enough, you can start from scratch and make a huge impact. Rathin’s the kind of guy who sees a problem, then figures out how to fix it with tech and guts. That’s what makes him special. Dude’s the embodiment of startup hustle, smart, fearless, and totally committed to changing the game.

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