Rene Saul

Let’s talk about the GOAT Rene Saul, this guy’s the real deal in the fintech world. So, he jumped into YC W22, which is already a big flex. Before that, he was with Kapital Bank, a pretty solid name in banking, especially in the Baltics or wherever they’re at. But here’s where it gets interesting, Rene didn’t just stop there. He co-founded Kapital, and man, this thing is blowing up.

Kapital started as a data-informed neobank for SMBs in LATAM, which is a huge move. They’re not just throwing around money, they’re actually using their own capital to back Latin American businesses. That’s a big deal because LATAM is super underbanked, full of possible but lacking options. They’ve raised over $115 million to lend to SMEs and the underbanked in Mexico, which is a massive market. They’re basically trying to change the game for small businesses that always got the short end of the stick.

What’s crazy is how Rene’s process shows what it really means to be a startup founder. Dude saw a problem, these small businesses in LATAM are starving for good financial tools and capital. Instead of waiting for someone else to fix it, he jumps in, builds a tech-powered bank, raises serious dough, and keeps pushing to scale. It’s about that hustle, that drive to solve real problems with tech and guts.

Plus, his experience at Kapital Bank, probably gave him that solid foundation in banking and finance, but he wasn’t content with just that. He wanted to do something bigger, more new. So he co-founded Kapital, and now he’s out here crushing it, raising millions, and making a real impact on the underbanked, that’s the kind of move that tells you he’s all about solving big problems, not just chasing easy wins.

Bottom line, Rene Saul is the guy who saw a massive opportunity in LATAM, took the risk, and is now changing how small businesses get funded. If you ask me, he’s the perfect example of a modern founder, tech-savvy, fearless, and hell-bent on making a difference. No cap, this guy’s gonna be someone you wanna watch.