Toni Riera

You absolutely need to hear about Toni Riera. This guy’s the real deal. He’s a YC W23 founder, but his story is way more than just that. Dude’s been around the block-worked at giants like Uber, SumUp, and even Boston Consulting Group. That’s a solid lineup, right? Shows he’s no stranger to hustle and big problems.

But here’s where it gets interesting. He jumped into startups – not just any, but Milio, a fintech in Colombia, that’s doing some crazy stuff with real-time account-to-account payments. Basically, he’s trying to shake up how money moves in Latin America, making it faster, smoother, no bullshit. It’s a B2B-2C play, which means he’s building tech that helps businesses and consumers connect smoothly. That’s smart as hell because it’s solving real pain points in new markets.

Looking at his past, dude’s been in the trenches-Uber, SumUp, BCG. That mix means he’s got the operational chops and planned brains. Uber gave him the scale and hustle vibe, SumUp sharpened his fintech instincts, and BCG made him a beast at solving complex problems. So, when he jumped into Milio, he already knew how to build something that can scale and survive in a competitive world.

What’s his motivation? No cap, it’s clear he’s all about making a real impact. He’s seen the big players, learned how they operate, and now he’s jumping into the game himself. Starting Milio in Colombia? That’s him saying, “Yeah, I see the opportunity here, and I wanna build something that changes the game for a whole region.” The guy’s got fire, vision, and knows what it takes to turn ideas into real shit that works.

Long story short? Toni Riera is one of those founders who’s got the perfect combo-big company experience, a hunger to solve real-world problems, and the guts to jump into tough markets. He’s building the future of money in Latin America, and honestly, he’s just getting started. No Cap.