Batch: Achievements
- Co-founded Joe, a European BNPL platform, in 2020
- Part of Y Combinator W22 batch, one of the most competitive startup accelerators
- Built Joe in Paris, grew team to 12 before exit
- Revolutionized payment splitting with virtual cards, no merchant tech needed
- Previously worked at Deloitte, gaining finance and consulting expertise
- Connected with Haussmann Venture, expanding network and influence
The lowdown on Yohan Elbase
Check it out, we’re talking about Yohan Elbase, this guy’s a straight-up mover in the fintech game. So, he’s part of YC W22, which means he crushed it enough to get into one of the most competitive startup accelerators out there. That alone says a lot about his hustle and possible.
Before all that, Yohan was hanging around Deloitte, you know, big consulting firm. That kinda gave him a solid background in finance and biz, probably where he learned how to think big and solve complex problems. Then, he jumped into the startup world and co-founded Joe in 2020 with Kevin Ohana. Joe’s the real deal, fintech that lets folks buy now and pay later at any store in Europe, no bullshit. Imagine that, you’re shopping, and boom, you can split your payments easily with a virtual card, no merchant tech needed. That’s a big change in the BNPL space, especially in Europe where the market’s super ripe for disruption.
Yohan and his team built Joe in Paris, which is kinda cool, shows he’s got that European hustle. The company grew fast, hitting a team of 12 before they got acquired. That’s a sign they really knocked on doors, proved their model, and got noticed by the big players. Being part of YC W22 definitely helped them get the right support, mentorship, and connections to scale fast.
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Talk to herSo, what does this all say about Yohan? The guy’s clearly all-in on solving real problems with tech. He’s not just about throwing ideas out there, he’s about making shit happen. His background in finance and consulting gave him the skills to spot consumer and merchant pain points and turn that into a sleek, simple product. Starting Joe shows he’s got serious drive, saw an opportunity, jumped in, and made it happen, even in a crowded space. The dude’s wired for startup life, risk, hustle, innovation.
And honestly, that’s what makes him a pretty big deal. He’s proof that with the right background, a clear vision, and some YC firepower, you can build something that actually changes how people shop across Europe. No Cap, this guy’s an example of what’s possible if you’re passionate, relentless, and not afraid to jump headfirst into the chaos of startup land.
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