Achievements
- Founded Kosh, a Y Combinator-backed neobank transforming microfinance for India's blue-collar workers
- Led development of group loan model using joint liability and alternative data at Kosh
- Recognized in Forbes 30 Under 30 Asia for Social Impact
- Co-founded Correst, a B2B sales and marketing platform
- Worked as a data scientist at FarmGuide developing advanced image processing tech for agriculture
- Quantitative analyst at Goldman Sachs with solid finance expertise
Can we talk about Aayush Goel
Yo, you gotta hear about Aayush Goel. This guy’s the real deal in the startup world, especially when it comes to fintech and social impact. So, here’s the scoop, he’s a total serial entrepreneur, jumped into this game with some serious fire.
Started out at IIT Delhi, so the dude’s got brains for days. Then he dipped into finance, worked as a quantitative analyst at Goldman Sachs. That’s where he got his hardcore finance chops. But he didn’t stop there. Aayush is all about solving real problems, especially for folks who get ignored by traditional finance. That’s why he co-founded Kosh, a Y Combinator-backed neobank for India’s blue-collar workers. Think about it, these guys are usually underserved, no fancy credit scores or access to loans, right? Kosh uses some advanced stuff like joint liability models and alternative data to give group loans. It’s microfinance 2.0, and Aayush is leading the charge.
But before Kosh? He’s been around. Co-founded Correst, a B2B sales and marketing platform, just another sign he’s always jumping into stuff that’s pushing boundaries. Plus, he worked as a data scientist at FarmGuide, building crazy image-processing tech for agriculture. That’s a lot of tech, a lot of data, and a lot of hustle.
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Talk to herWhat really stands out? This guy’s about making a difference. He’s been recognized in Forbes 30 Under 30 Asia for social impact. That’s not just some badge, it shows he’s genuinely passionate about using tech to shake up the status quo and help the underserved.
So, what’s his story telling us? Aayush’s process shows he’s obsessed with solving big, real-world problems with tech and finance. He’s not just in it for the glory, he genuinely cares about those who get left behind. His background in finance, combined with his startup hustle and his tech chops, makes him a powerhouse who’s changing the game for millions in India.
Bottom line? He’s a guy who saw a problem, jumped into it headfirst, and used every skill he’s got to create something that’s not just original but actually makes a difference. That’s why he’s someone to watch, because he’s building the future of microfinance and fintech, one group loan at a time.

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