Achievements
- Y Combinator W20 alum, got into one of the top startup accelerators
- Co-founded Kosh in 2020, a fintech tackling microfinance for blue-collar workers in India
- Built a unique joint liability model to reduce credit risk and operational costs at Kosh
- Previously co-founded Correst, showcasing entrepreneurial track record
- Worked as a Quant Strategist at Goldman Sachs, interned at Citibank India, Oracle, and Larsen & Toubro
- Graduated from IIT Delhi in Computer Science
Y'all need to know Sahil Bansal
Yo, let me introduce you to Sahil Bansal. The dude’s the real deal in the startup game. He’s a YC W20 alum, which already says a lot, these guys are the best of the best, and Sahil crushed it to get in.
So, here’s the story: Sahil’s all about building stuff that actually changes lives, especially in India. He co-founded Kosh in 2020, a fintech startup based in Gurugram that’s tackling one of the biggest issues there: lending to blue-collar workers. But what’s cool about Kosh is they aren’t doing just regular microfinance. Nah, they’re using this original joint liability model. Basically, it helps them manage risk better and cut costs, so they can give out loans that actually stick. That’s some advanced thinking, and it shows Sahil’s got a mind that sees the bigger picture.
Before Kosh, Sahil was already in the startup world, he co-founded Correst, so he’s not new to the hustle. But his roots run deep in finance, too. He worked as a Quant Strategist at Goldman Sachs, did a summer internship at Citibank India, and even interned at Oracle and Larsen & Toubro. Dude’s got the finance and tech combo on lock. Plus, he’s an IIT Delhi grad in Computer Science, so he’s got that solid technical background to back up his entrepreneurial spirit.
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Talk to herWhat does all this tell you? Sahil isn’t just some guy jumping into startups for the hell of it. He’s driven by a real desire to solve big problems, especially for the underbanked in India. His experience is a mix of hardcore finance, tech, and startup grit. That’s what’s made him and Kosh successful, he’s not just talking about innovation; he’s building the real deal, something that could actually change microfinance in new markets.
Bottom line: Sahil Bansal is one of those entrepreneurs who’s got the brains, the guts, and the vision to make stuff happen. He’s proof that if you combine deep tech, smart finance models, and a passion to help people, you can build something pretty damn effective. No Cap.

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